By Susan Johnson
In the digital age, identity verification continues to grow in importance to shield enterprises from security breaches. With most companies providing remote services, authenticating a customer’s identity becomes more challenging.
Criminals are exploiting advanced technology to circumvent vulnerabilities in cybersecurity measures. They are using new fraud methods, synthetic identities, and counterfeit documents to cheat inefficient remote identity proofing processes.
If they manage to infiltrate the network, it can entail significant financial losses and damage the establishment’s reputation. These consequences often take substantial time to recover even if the issue has long been resolved.
Enterprises must improve their identity authentication capabilities to block criminal attacks. They must adopt effective anti-fraud technology to ensure that they are transacting with legitimate individuals.
Many organizations are already using mobile biometric multifactor authentication solutions as part of their protocols. This identification method harnesses MFA’s multilayered defense and maximizes its protective capacity using inherence factors as an authentication credential.
It performs biometric scanning such as facial recognition, fingerprint scans, and iris scans using a mobile device to confirm a person’s identity. Among these modalities, facial biometrics is considered the most effective way of proving the legitimacy of someone’s claimed identity.
Any person can use their camera-enabled mobile device to complete the identity authentication procedure. They will also be asked to undergo an anti-spoofing liveness detection test to determine if they are present in real-time.
To further advance their identity proofing process, companies must replace manual checks with automated systems. Many still use human intervention when authenticating identity documents. However, these methods prove to be inefficient and inconvenient.
Paper documents are prone to risks as they can be stolen, misplaced, or lost. Moreover, manually processing these credentials make them susceptible to human error and inaccuracies.
Through automation, enterprises can speed up the identity document authentication and ensure reliability in confirming its genuineness. For more information on mobile technology’s role in identity verification and identity document authentication, an infographic from Ipsidy is provided below.
Susan Johnson is a freelance writer and professional blogger. Susan writes on emerging technologies and has been a featured writer for Ipsidy, a provider of an Identity as a Service (IDaaS) platform that delivers a suite of secure, mobile, biometric identity solutions.